Masters of Commerce

Dr. Ruchi Todi

Assistant Professor
  • ruchi@gcc.ac.in

Specialization : Management
Qualification :M.Com., Ph.D., SLET
Area of Research : Human Resource Management, Industrial Relations and Labour Laws, Strategic Management, Entrepreneurship Management, Research Methodology

Book Chapter (3)

1. Dr. Ruchi Todi, Moving from single career couples to dual career couples. Saud- The Merchant : published by Department of Commerce Gauhati University  ISBN: 978-81-960230-3-4 [2023]

2. Dr. Ruchi Todi , FDI and the Unorganized Retail Sector: The Road Ahead. Foreign Direct Investment In Retail Sector published by Department of Commerce, Gauhati University, Guwahati , Assam)  ISBN: 978-81-92949-10-9 [2014]

3. Dr. Ruchi Todi, Impact of Violence on the unorganized labourers: A Study of selected Districts of Assam. Problems of Industrial Labourers In Assam published by Department of Economics and Department of Statistics, ADP College, Nogaon-782002,Assam  ISBN: 978-93-81694-58-9 [2013]

Conference (3)

1. Dr. Ruchi Todi , AI in Education : Adoption and Perception of Educators in Higher Education Institutions. AI for problem Solving across all Disciplines  ISBN: 978-93-5680-935-2  Pageno: 27-39 [2026]

2. Dr. Ruchi Todi, Floriculture as an Entrepreneurial Venture: Problems and Prospects. Entrepreneurial Innovation and Regional Development : A Peer reviewed publication of the proceedings of the ICSSR sponsored international Seminar  ISBN: 978-93-5407-307-6 [2020]

3. Dr. Ruchi Todi, A Journey from Cash to Cashless Rural Economy in India : The Road Ahead. Financial services in India: emerging issues and trends : a Peer Reviewed publication of ICSSR sponsed National Seminar Proceedings Vol. 2  ISBN: 978-81-925322-6-4 [2018]

Journal(Research) (12)

1. Dr. Ruchi Todi, Moving from Cash to Cashless Economy: A study conducted in Rural Assam. International Journal on Global Business Management and Research (IJGBMR) Web link: Vol. II  1  ISBN: ISSN 2278-8425 https://www.rajalakshmi.org/ijgbmr/journal.html [2022]

2. Dr.Ruchi Todi, Moving from conventional marketing to green marketing in India Vol-31. Vanijya: Refreed journal of Business Studies of Dibrugarh University Vol. 31  ISBN: ISSN 0972-6594 [2022]

3. Dr. Ruchi Todi , Floriculture as an Entrepreneurial Venture: Problems and Prospects. AMC Indian Journal of Entrepreneurship (indexed in Google Scholar and J-Gate)IC Value(2019)=75.46 Vol. 4  2-3  ISBN: ISSN 2581-7302 Web link:https://www.indianjournalofentrepreneurship.com [2021]

4. Dr.Ruchi Todi, Eco-Tourism In Assam: The Road Ahead. COMED-A Refereed Journal of Commerce Vol. iv  1  ISBN: ISSN 2347- 7199 [2016]

5. Dr.Ruchi Todi, Information Technology: Ethical Issues In E- Banking. The Brahmaputra-Rhythm of the Promises Vol. x  1  ISBN: ISSN 2278-246X [2016]

6. Dr. Ruchi Todi, Customer’s Awareness and Perception towards e-banking: A comparative study on Rural and Urban Branches of SBI The. Brahmaputra-Rhythm of the Promises Vol. x  2  ISBN: ISSN 2278-246X [2016]

7. Dr. Ruchi Todi , Current Scenario Of Indian Insurance Sector: Challenges and Opportunities. North Eastern Journal for Commerce And Management Vol. 2395-2199 i No.1 June, 2015 2395-2199 i No.  1  ISBN: ISSN 2395-2199 [2015]

8. Dr.Ruchi Todi, Work-Life Balance Amongst Married Female Teachers: An Empirical Study. ECOMAN (Double peer-reviewed) Vol. ii  ISBN: ISSN 2320-1401 [2014]

9. Dr.Ruchi Todi, Promoting Innovation And Entrepreneurial Development In Handloom Sector of NE Region- A Study of The NEHHDC Ltd.. The Brahmaputra-Rhythm of the Promises Vol. viii  Issue 1  ISBN: ISSN 2278-246X [2014]

10. Dr.Ruchi Todi, Occupational Stress Vis-À-Vis Non-Sanctioned College Teachers. Drishtibhangi-The Perspective Vol. viii  ISBN: ISSN 2278-5892 [2014]

11. Dr.Ruchi Todi, An Analysis of the Factors Affecting Behaviour of Students: A Study On the Students of Post-Graduate and Management Courses Of Gauhati Commerce College. Drishtibhangi-The Perspective Vol. Vii  ISBN: ISSN 2278-5892 [2013]

12. Dr.Ruchi Todi , A.S.T.C. Revival: An Ideal Example of Revival of Public Sector Gauhati University. Gauhati University Journal of Commerce Vol. xiv 2002-2006 (Combined volume)  ISBN: 0971-4715 [2006]

Seminar/Conference  paper  presentation   

  1. Presented a paper titled “Industrialization in Assam: Its Constraints” at a National Seminar organized by LC Bharali College, Dept. of Economics in collaboration with The Environmental Watch and Management Institute, Guwahati,  on 8 May 2010.
  2. Presented a paper titled “Semesterisation in the Undergraduate Level” at a National Seminar organized by IQAC, Pragjyotish College, Guwahati in collaboration with Assam College Principals’ Council on 8–9 January 2011.
  3. Presented a paper titled “Factor Analysis of the Behavioural Changes of Students of Post-Graduate and Management Courses of Gauhati Commerce College” at a National Seminar organized by Gauhati Commerce College in collaboration with Karmashree Hiteswar Saikia College on 28–29 June 2012.
  4. Presented a paper titled “Pros and Cons of FDI in the Retail Trade Structure in Northeastern States, especially in Organized Retailing” at a National Seminar organized by Gauhati University, Dept. of Commerce on 30–31 March 2013.
  5. Presented a paper titled “Promoting Innovation and Entrepreneurial Development in Handloom Sector of NE Region: A Study of NEHHDC Ltd.” at a National Seminar organized by Assam Downtown University, Dept. of Management on 8–9 November 2013.
  6. Presented a paper titled “Current Scenario of Indian Insurance Sector: Challenges and Opportunities” at an International Conference organized by the Department of Business Administration, Vidyasagar University in collaboration with EIILM Kolkata & BCC&I on 10–11 February 2014.
  7. Presented a paper titled “Eco-Tourism in Assam: The Road Ahead” at a National Seminar organized by B.H. College, Dept. of Commerce, Howly on 25–26 June 2015.
  8. Presented a paper titled “Information Technology: Ethical Issues in E-Banking” at a National Seminar organized by Sibsagar Commerce College on 7–8 August 2015.
  9. Presented a paper titled “A Journey from Cash to Cashless Rural Economy in India: The Road Ahead” at a National Seminar organized by Department of M.Com., Gauhati Commerce College on 21–22 March 2018.
  10. Presented a paper titled “Developing Non-Life Insurance Penetration and Insurance Density through Rural Insurance: A Study of Panikhaiti Village of Kamrup District, Assam” at a National Seminar organized by Gauhati Commerce College in association with FINER (NER) on 28–29 September 2018.
  11. Presented a paper titled “Floriculture as an Entrepreneurial Venture: Problems and Prospects” at an International Conference organized by Centre of Management Studies, Gauhati Commerce College on 23–24 October 2019.
  12. Presented a paper titled “Financial Literacy and Money Management Habits among Tertiary Education Students: A Pathway to Sustainable Business Development in India” at an International Conference organized by Department of Commerce, Gauhati University on 11–12 August 2025.
  13. Presented a paper titled “AI in Education: Adoption and Perception of Educators in Higher Education Institutions” at a National Conference organized by P.G. & Research Department of Computer Science and Artificial Intelligence, Dr. R.K. Shanmugam College of Arts and Science, Tamil Nadu on 27 February 2026.
  1. Presented a paper titled “Industrialization in Assam: Its Constraints” at a National Seminar organized by LC Bharali College, Dept. of Economics in collaboration with The Environmental Watch and Management Institute, Guwahati,  on 8 May 2010.
  2. Presented a paper titled “Semesterisation in the Undergraduate Level” at a National Seminar organized by IQAC, Pragjyotish College, Guwahati in collaboration with Assam College Principals’ Council on 8–9 January 2011.
  3. Presented a paper titled “Factor Analysis of the Behavioural Changes of Students of Post-Graduate and Management Courses of Gauhati Commerce College” at a National Seminar organized by Gauhati Commerce College in collaboration with Karmashree Hiteswar Saikia College on 28–29 June 2012.
  4. Presented a paper titled “Pros and Cons of FDI in the Retail Trade Structure in Northeastern States, especially in Organized Retailing” at a National Seminar organized by Gauhati University, Dept. of Commerce on 30–31 March 2013.
  5. Presented a paper titled “Promoting Innovation and Entrepreneurial Development in Handloom Sector of NE Region: A Study of NEHHDC Ltd.” at a National Seminar organized by Assam Downtown University, Dept. of Management on 8–9 November 2013.
  6. Presented a paper titled “Current Scenario of Indian Insurance Sector: Challenges and Opportunities” at an International Conference organized by the Department of Business Administration, Vidyasagar University in collaboration with EIILM Kolkata & BCC&I on 10–11 February 2014.
  7. Presented a paper titled “Eco-Tourism in Assam: The Road Ahead” at a National Seminar organized by B.H. College, Dept. of Commerce, Howly on 25–26 June 2015.
  8. Presented a paper titled “Information Technology: Ethical Issues in E-Banking” at a National Seminar organized by Sibsagar Commerce College on 7–8 August 2015.
  9. Presented a paper titled “A Journey from Cash to Cashless Rural Economy in India: The Road Ahead” at a National Seminar organized by Department of M.Com., Gauhati Commerce College on 21–22 March 2018.
  10. Presented a paper titled “Developing Non-Life Insurance Penetration and Insurance Density through Rural Insurance: A Study of Panikhaiti Village of Kamrup District, Assam” at a National Seminar organized by Gauhati Commerce College in association with FINER (NER) on 28–29 September 2018.
  11. Presented a paper titled “Floriculture as an Entrepreneurial Venture: Problems and Prospects” at an International Conference organized by Centre of Management Studies, Gauhati Commerce College on 23–24 October 2019.
  12. Presented a paper titled “Financial Literacy and Money Management Habits among Tertiary Education Students: A Pathway to Sustainable Business Development in India” at an International Conference organized by Department of Commerce, Gauhati University on 11–12 August 2025.
  13. Presented a paper titled “AI in Education: Adoption and Perception of Educators in Higher Education Institutions” at a National Conference organized by P.G. & Research Department of Computer Science and Artificial Intelligence, Dr. R.K. Shanmugam College of Arts and Science, Tamil Nadu on 27 February 2026.

 

Seminars/Conferences Attended (Participation)

1. Participated in a National Seminar on “Quality Management in Higher Education of the North-East and Sustainable Development with Special Reference to Assam”, organized by Assam College Teachers’ Association and Gauhati Commerce College, 23–24 April 2010.

2. Attended a National Seminar on “Role of Commerce Education in the Economic Development of the North-East Region”, organized by Nalbari Commerce College in collaboration with Anisha Chemicals Ltd., Nalbari, 4–5 February 2011.

3. Participated in a National Seminar on “Creation of Reading Habit in Society”, organized by Gauhati Commerce College, 18–19 May 2012.

4. Attended a National Seminar on “Emerging Trends in Finance, Accounting and Management of Business with Reference to North-East Region”, organized by Gauhati Commerce College in association with FINER.

5. Participated in a National Seminar on “Transformative Reforms in Higher Education in the Light of NEP 2020”, organized by VBUSS in association with Gauhati University, 7 October 2023.

Faculty Development Programmes (FDPs), Workshops & Training programmes

  1. Participated in a National Level five-day workshop on Statistical Data Analysis using SPSS, R and Julia organized by Gauhati University in collaboration with Indian Statistical Institute from 3–7 December 2019.
  2. Attended a National Level Faculty Development Programme on Examinations in the Wake of COVID-19 conducted by Patrician College of Arts & Science on 8 May 2020.
  3. Successfully completed a National Level seven-day FDP on the BFSI Sector organized by Thakur College of Science & Commerce from 11–17 May 2020.
  4. Participated in a National Level workshop on Choosing the Right Statistical Tool organized by Rehoboth Academic Services on 19 May 2020.
  5. Attended a National Level Faculty Knowledge Sharing Programme on Modern Teaching Techniques conducted by ICFAI Business School in association with K.C. Das Commerce College on 11 July 2020.
  6. Completed an International Level one-week workshop on Research Methodology organized by Assam University from 13–18 July 2020.
  7. Participated in a National Level training programme on Balancing Academics and Administrative Work conducted by SkillSlate and Zovy Studios on 5 May 2020.
  8. Attended a National Level FDP on Decoding Examination During and Post COVID-19 organized by SkillSlate and Zovy Studios on 8 May 2020.
  9. Successfully completed a National Level AICTE-ISTE approved eight-day Orientation/Refresher Programme on Research Skill Development for Management Faculty organized by Assam Down Town University from 21–28 December 2021.
  10. Participated in a National Level workshop on Effective and Winning Research Paper Presentations organized by Akbar Peerbhoy College on 4 March 2022.
  11. Completed a National Level UGC-approved Short-Term Professional Development Programme on NEP Implementation conducted by IGNOU from 12–20 June 2023.
  12. Attended the National Level NEP 2020 Orientation and Sensitisation Programme organized by Gauhati University from 1–9 February 2024.
  13. Participated in a National Level two-day workshop on AI Tools in Research Writing and Ethical Practice held on 25–26 April 2024.
  14. Completed a National Level three-day workshop on Advanced Research Methodology organized by Gauhati Commerce College from 16–18 May 2024.
  15. Attended a National Level FDP on Transformational Leadership: A Must for Mankind’s Survival in Future on 18 May 2024.
  16. Participated in a National Level two-day FDP on AI Tools for Teaching Efficiency and Research organized by Namrup College on 21–22 October 2024.
  17. Attended a National Level one-day workshop on Systematic Literature Review organized by Gauhati Commerce College on 3 June 2025.
  18. Successfully completed a National Level seven-day Professional Development Programme on Advancing Academic Research: Trends, Tools and Techniques organized by Patrician College of Arts & Science from 6–12 June 2025.
  19. Participated in a National Level workshop on Systematic Literature Review and Bibliometric Analysis organized by Assam Don Bosco University in collaboration with Indian Accounting Association on 26 June 2025.
  20. Completed a National Level six-day FDP on Research Methods and Data Analysis: Unlocking Contemporary Research Potential organized by Bishop Jerome Institute from 1–6 July 2025.
  21. Attended a National Level Faculty Training Programme on Emotional Intelligence: Key to Personal and Professional Success conducted by MIT World Peace University on 6 August 2025.

Academic Achievements

  1. Secured First Division with First Position in Darrang District in the HSLC Examination conducted by Board of Secondary Education in 1994.
  2. Secured First Division with Third Position in Assam in the Higher Secondary Examination (Commerce Stream) conducted by Assam Higher Secondary Council in 1996.
  3. Graduated in Commerce from Gauhati University in 1999, securing First Class Second Position in the university.
  4. Completed Post-Graduation in Commerce (Management) from Gauhati University in 2002, securing First Class Ninth Position in the university.

 

  • Served as Guest Faculty at the GCC Centre of Management Studies, Gauhati Commerce College. (2016)
  • Acted  as the Organising Secretary for the ICSSR-sponsored National Seminar on “Financial Services in India: Emerging Issues and Trends”, organized by the Department of M.Com., Gauhati Commerce College, Guwahati, Assam, held on 21st–22nd March 2018.
  • Served as Editor of the seminar proceedings “Financial Services in India: Emerging Issues and Trends” (Vol.-I), published in 2018 by Department of M.Com., Gauhati Commerce College in association with Research and Publication Cell, Gauhati Commerce College (ISBN: 978-81-925322-7-1).
  • Acted as Co-Chairperson in the ICSSR sponsored International Seminar Organised by the Dept. of MBA, Gauhati Commerce College, Gauhati on 23rd& 24th October, 2019.
  • Serving as Internal Examiner for viva voce examinations of undergraduate and postgraduate Semester projects and dissertations.
  • Acting as a supervisor/guide of  undergraduate and postgraduate students in the preparation of academic projects and dissertations
  • Appointed as Ph.D. Guide in Commerce by Assam Science and Technology University on 6th January 2024.
  • Acted as Content Writer on various subjects for Self Learning Materials of Gauhati University CDOE-M.Com., Programme.
  • Acted as paper setter for various semester examinations of BBA under Gauhati University.
  • Acted as a  peer reviewer for various research publications , viz.,

 

  • National seminar proceedings “Financial Services in India: Emerging Issues and Trends” Vol. I, II & III published by the Department of M.Com. Gauhati Commerce College in 2018.
  •  International seminar proceedings “Entrepreneurial Innovation and Regional Development” published by the Centre of Management Studies, Gauhati Commerce College in 2020.
  • Erudite: Knowledge Beyond Limits, 2nd Issue, yearly research publication of the Department of BBA, Gauhati Commerce College in 2021.
  • Insperia, Issue I, yearly research publication of the Department of M.Com. Gauhati Commerce College in 2022.

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